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Highest Paying Online Casinos in New Zealand

Last update
October 30th, 2023
Wagering Advisers Editorial Team
Not all online casinos are created equal when it comes to high payout rates. As a savvy gambler, you want to make sure you’re playing at an online casino that offers the best possible payout rates, giving you the best chance to walk away with a profit. Let’s reveal the top payout casinos in New Zealand, along with everything you need to know to choose the right one for your needs. Get the most out of your winnings: try the highest paying online casinos in New Zealand.

Best Payout Casinos NZ

Bonus $1000 +150 Free Spins on Book of Dead
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Up to $1000 +100 Free Spins
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100% bonus up to $123
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NZ$1200 Deposit Bonus + 50 Free spins
35x Wagering
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100% up to $1000 + 200 Free Spins
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Expert rate
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Deposit Bonus up to NZ$100
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50 Free Spins for NZ$1
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Up to $3000 + 100 Free Spins
35x Bonus + Deposit
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$100 Bonus + 70 Free Spins
20x Wagering
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Min deposit
20 Free Spins No Deposit + 200% Bonus up to $500 + 50FS
40x Bonus + Deposit
Expert rate
Min deposit
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Table of content

What Is a Best Payout Casino?

The best-paying casinos are those that offer the highest payout percentages. That’s the percentage of money that’s returned to players in winnings, out of the total amount of money bet by players. The higher the payout percentage, the better the odds of winning for players.

So how do the best paying casinos work? Essentially, they use a variety of methods to attract players and keep them playing. They include generous welcome bonuses, regular promotions and tournaments, and a wide range of games with high payout percentages.

These casinos also use reputable software providers to ensure that their games are fair and the payouts are accurate.

One of the major benefits of playing at the best paying casinos is that players have a better chance of winning with each bet. Additionally, these websites often have a wider variety of games available, which can increase the chance of finding a game that’s both enjoyable and profitable.

Another advantage of playing at the best paying casinos is the peace of mind that comes with knowing that the games are fair and the payouts are accurate.

Reputable casinos use independent auditing companies to verify their payout percentages and ensure that their games are random and unbiased. This means that players can trust they’re getting a fair chance to win.

Top List: Best Payout Casino Sites in New Zealand

We tested and reviewed dozens of online casinos to give you a list of the best-paying websites for New Zealand players:


Bonus offer: 100% Deposit Bonus up to NZ$1,200 + 50 Free spins on Gates of Rizk.

Rizk is a popular online casino that offers a wide range of games across different categories. Launched in 2016, the website has gained a reputation for its user-friendly interface, innovative promotions, and reliable customer support.

For a minimum deposit of NZ$10, Rizk Casino offers a 100% welcome bonus match of up to NZ$1,200 and 50 free spins on Gates of Rizk. It also has a unique Wheel of Rizk feature, which players can spin to earn rewards like free spins, cashback, and more.

The website supports a variety of payment methods, including e-wallets like Skrill and Neteller, credit and debit cards, and bank transfers. The team offers fast withdrawal times, with most requests processed within 24 hours.


Bonus offer: Welcome 2500 NZD + 250 bonus spins

Slotozen Casino is a popular casino that was established in 2021. The casino gained a great reputation for its high-quality games and user-friendly interface, which makes it a great choice for beginner players.

Slotozen offers a welcome bonus of NZ$2,500 plus 250 free spins. There’s a minimum deposit required to activate this offer (NZ$20). Additionally, the website offers regular promos such as reload bonuses, cashback offers, and free spins.

The casino supports several payment methods, such as Maestro, Visa, Skrill, Neteller, and bank transfers. Deposits are processed instantly, and withdrawals are processed within 48 hours.


Bonus offer: $300 Bonus + 150 Free Spins

iLucki Casino is a well-established website with years of experience in the industry. It gained a great reputation for its wide selection of games, attractive bonuses, and reliable customer support.

In terms of promotions, iLucki offers a new-player promotion of up to $300 plus 150 free spins. This promo is valid for 2 deposits: you get a 100% deposit match of up to $100 plus 100 free spins on Aztec Magic Deluxe on your first deposit. If you decide to make a second deposit, you’ll get a 50% match up to $200 plus 50 free spins. The minimum amount you’re required to transfer for both deposits is $20.

iLucki supports a variety of payment methods, including credit and debit cards, e-wallets like Skrill and Neteller, and app-based payment wallets like MuchBetter. Withdrawals are processed quickly, with most requests cleared within 24 hours.


Bonus offer: 100% match up to NZD2000 + 180 Free Spins on first deposit.

Shambala is a relatively new online casino that immediately attracted attention with its attractive bonuses and reliable customer support. The website is focused on providing a unique and immersive gaming experience. Its game library includes over 3,000 titles from top software providers like NetEnt, Microgaming, and Evolution Gaming.

Shambala offers a welcome package across 4 deposits. On the first deposit, you get a 100% match up to $2000 plus 180 free spins for a minimum investment of $20.

A variety of payment options are available, including credit and debit cards, e-wallets, and cryptocurrency like Bitcoin and Litecoin. Withdrawals are processed within 24 hours.

Luxury casino

Bonus offer: up to $1000 deposit bonus

Luxury is a well-established website that has been operating for over 20 years. It’s known for its luxurious theme, high-quality games, and outstanding support team. What sets it apart from competitors is its dedication to providing players with a premium gaming experience.

Luxury Casino also offers attractive bonuses and promotions. Its welcome package grants up to $1000 as a deposit match across 5 deposits. On the first deposit, you’ll get a 100% match of up to $150 for a minimum transfer of $10.

Skycity casino

Bonus offer: 100% Match up to $100 Bonus + 70 Free Spins

SkyCity was established in 2019, and it quickly attracted a loyal base of users. It’s known for its quality and excellence. SkyCity Casino offers both land-based and online gaming options. The website has an extensive game library with over 1,000 titles.

SkyCity online casino has a great bonus offer: for a minimum deposit of $10, you’ll get a 100% match up to $100 + 70 free spins.

The website offers a variety of payment methods, such as bank transfers, e-wallets, and credit/debit cards. The team processes most withdrawal within 48 hours.

Differences Between Highest Payout Rates and House Edge

The house edge and payout rate are two important terms that players should understand when using online casinos. While they are related, they refer to different aspects of online gaming.

The house edge is an expected upper hand that the casino has over the player in a particular game. It’s calculated as a portion of every bet the casino tends to earn over the long term. Essentially, the house edge represents the built-in advantage that the casino has in every game, regardless of the overall payout rate.

On the other hand, the payout rate (also known as the return-to-player or RTP rate) is the percentage of total bets that a casino returns to players in the form of winnings over time.

For example, if a game has a payout rate of 05%, this means that for every $100 wagered, the casino will pay out $95 in winnings over the long term.

In other words, the house edge represents the casino’s advantage over you as a player, while the payout rate represents the percentage of money that you can expect to win back over time.

A higher payout rate indicates that a game is more favorable to players, and a high house edge means that the game is more favorable to the casino.

It’s important to remember: both the house edge and payout rate are theoretical values that are calculated over an unspecified long term. They can vary depending on the specific game and casino. Although a game with a high payout rate may be more favorable to players, it doesn’t necessarily guarantee that you’ll win on every bet. The outcome of each individual bet is still determined by random chance, regardless of the payout rate or house edge.

How Wagering Advisers Evaluates and Chooses the Best Paying Casinos

When evaluating and recommending the best payout casinos, the Wagering Advisers team considers a number of factors to ensure that players have a fair chance of winning.

  • First and foremost, we look at the Return to player (RTP) rate and the house edge. These two metrics are key indicators of how much of a player’s wagered money a casino is expected to pay back over time. A high RTP and a low house edge mean that players have a better chance of winning in the long run.
  • The wagering requirements and overall bonus terms are another important consideration. We look for low wagering requirements that allow players to withdraw their winnings more easily. We also examine the overall terms and conditions, such as game restrictions and time limits, to ensure they are player-friendly.
  • Withdrawal times and fees are crucial for a player’s positive experience. We evaluate the withdrawal times at different casinos and compare them to industry standards. We also consider any fees that might be charged by the casino for each withdrawal.

In addition to those main factors, we also evaluate:

  • Overall bonus value — This refers to the total amount of bonus money a casino is offering, including any welcome bonuses, reload bonuses, and other promos.
  • Number of free spins — The number of free spins varies widely between casinos, so it’s worth comparing this criterion when choosing a website.
  • Minimum deposit — The required amount to activate a promotion or start playing on the site varies between casinos. It’s an important factor to consider, especially for players with a limited budget.
  • Minimum and maximum withdrawal amount — You want to be able to withdraw your winnings quickly and easily. It’s important to check the minimum and maximum amounts before signing up.
  • Secure payment options — A casino with SSL encryption and trusted payment processors ensures a safe playing experience.
  • Reliable customer support — It’s great to have 24/7 live chat available, so you can quickly solve any potential issues. We consider phone and email support as advantages, too.

Games to Try in the Best Payout Casinos

Online casinos offer a wide range of games to suit the preferences of different players. Here are some of the most popular game types and what you can expect in terms of payouts:

Online slots

This is the most popular type of casino games. Slots offer a wide range of themes, features, and bonus rounds. The payout percentages can vary widely, from around 90% to over 98%.

These are some popular online slots with high payout percentages:

Slot Developer Payout
Mega Joker NetEnt 99%
Blood Suckers NetEnt 98%
Bigger Bass Bonanza Pragmatic Play 96.71%
Age of Asgard Yggdrasil 96.2%
Fire Joker Play’n GO 96.15%


This is a classic casino game whose point is to beat the dealer’s hand by getting as close to 21 as possible without going over. The payout percentage can be as high as 99.5%, making it one of the most player-friendly games in online casinos.

The payout percentage depends on the type of blackjack you play:

Type of Blackjack Payout
American 99.95%
Single Deck Multi-Hand 99.91%
Multi-Hand 99.6%
European 99.6%
Double-Exposure Multi-Hand 99.3%


This is a game of chance that involves betting on where a ball will land on a spinning wheel. The payout percentage can range from around 94% to over 97%. That depends on the type of roulette you play:

Type of Roulette Payout
European 97.30
Lightning 97.30%
American 94.74%


This is a game of skill, in which you need to create the best possible hand using 5 cards. The payout percentage can vary depending on the game and the rules being used.

Type of Poker Payout
Texas Hold’em 98.60%
5-Card Stud 98.19%
Joker Poker 97.30%
3-Card Stud 97.15%
Pai Gow 96.78%
Omaha Hi-Lo 96.45%


In this card game, you bet which hand will have a higher score: the player’s or the banker’s. The payout percentage for baccarat ranges from around 98% to 99%. This is one of the best payout casino games, and it’s especially suitable for beginners.

These are the types of baccarat to play in online casinos:

Type of Baccarat Payout
European 98.99%
Baccarat en Banque 98.94%
American 98.94%
Punto Banco 98.94%
Mini 98.76%
Chemin de Fer 98.56%

Live dealer games

These are live-streamed casino games that offer an immersive and interactive experience. The payout percentages for live dealer games can vary depending on the game being played. These are some popular options:

Live Dealer Game Payout
Blackjack Up to 99.29%
Baccarat Up to 98.99%
Poker Up to 98.60%
Roulette Up to 97.30%

Video poker

This is a digital version of poker, in which you try to make the best possible hand using 5 cards. The payout percentage can range from 95% to over 99%, depending on the game you play. Some popular video poker games include:

Video Poker Game Payout
Jacks or Better 99.54%
Double Bonus 99.37%
Deuces Wild 97.22% – 99.45%


In this dice game, you bet on the outcome of a roll or a series of rolls. The payout percentage can vary depending on the type of bet being placed. These are some of the most popular craps bets:

Craps Bet Payout
Don’t Pass 98.64%
Pass 98.59%
Place Bet 93.33% – 98.48%
Field Bet 94.44%
Any Craps 88.89%

Advantages and Disadvantages of a Casino with the Highest Payout

Before deciding whether or not to play at a high-paying casino, it’s important to weigh its potential pros and cons. Here are some key points to consider:


  • Higher payout percentages lead to more chances of winning and potentially bigger payouts
  • Players can enjoy a wider selection of games and variations with better odds.
  • Low wagering requirements allow players to withdraw winnings more easily.
  • Secure payment options and reliable customer support enhance the overall gaming experience.


  • The best payout casinos may not always have the most attractive bonuses and promotions.
  • Some high-payout games may have higher minimum bet requirements.
  • The best payout casinos may not always offer the widest range of games and variations.
  • Withdrawal times and fees may vary depending on the chosen payment method.

Banking Methods to Use in the Best Payout Casino in New Zealand

New Zealand players have several payment methods available to them when depositing or withdrawing funds at high paying casinos. Some of the most popular options include:

  • Credit/deb9t cards
  • E-wallets
  • Prepaid cards
  • Bank transfers

It’s important to use a banking method that works for you, and make sure it’s available in the online casino you choose.

FAQs on the Best Paying NZ Casinos

What does the payout percentage mean for online casinos?

The payout percentage, also known as RTP (return-to-player) percentage, indicates the amount of money paid out to players in winnings relative to the amount of money wagered. For example, if a game has RTP of 95%, it means that for every NZD100 wagered on the game, the casino would pay out NZD95 in winnings over the long term. The remaining 5% is the casino’s profit, or house edge.

How do I figure out what the payout percentage of a casino is?

You can check the information provided on the casino’s website. Most reputable online casinos will display their payout percentage information prominently on their sites. You can also check third-party reviews and rankings of online casinos. We’ve reviewed dozens of websites, and you’ll find all these details in our reviews. Another option is to contact the casino’s customer support team and ask for their RTP information.

What’s the average payout percentage for the best New Zealand online casinos?

The payout percentage varies greatly between websites, but it generally falls within the range of 95-98%. Keep in mind that this is an average. Individual games may have higher or lower payout percentages. Keep in mind that a high payout percentage doesn’t necessarily mean you’ll win more money, but rather that the casino is paying out a higher percentage of the money it takes in from players.

Will I get a better bonus at the best paying online casinos?

It’s generally true that higher-paying casinos offer more generous bonuses and promotions. These casinos have more resources to allocate towards bonuses and can afford to offer better deals to their players. However, the promos greatly vary between websites, so check our reviews to find the best ones!

How can I be sure I’m using a casino with the highest payout?

You should check the casino’s RTP, which should be published on their websites. Look for casinos with a high RTP, ideally above 95%. You can also read reviews and do some research to find out which casinos have a reputation for offering high payouts and reliable service.

Do online casinos disclose their real payout percentages?

Yes, many reputable online casinos are transparent about their payout percentages. These details are audited by third-party organizations such as eCOGRA (eCommerce Online Gaming Regulation and Assurance).

Overview: Should You Use the Highest Paying Online Casino?

Before choosing an online casino, you should get informed about what payout percentages mean, how to find the highest paying websites, and the popular payment methods available. By choosing a casino with a high RTP, players can increase their chances of winning and enjoy a more affordable gaming experience.

The Wagering Advisers team has reviewed and recommended several top-rated casinos that meet our strict criteria for payout percentage, bonuses, game selection, and overall quality.